It can get pretty tough in January with Christmas bills flooding through the nation's letterboxes, so the financial journalist and Angellica Bell are on hand to help navigate new regulations relating to overdrafts. Plus, there is a look at consumer rights when asking for a refund.
A religion is a belief system with rituals. The missionary kopimistsamfundet is a religious group centered in Sweden who believe that copying and the sharing of information is the best and most beautiful that is. To have your information copied is a token of appreciation, that someone think you have done something good.